Data analyst · aspiring credit risk analyst

I turn data into decisions.

I’m Simamkele Xipu, a data analyst with 2+ years of experience applying quantitative analysis, statistical techniques and machine learning to complex business problems—while specialising in explainable AI for credit risk through my MSc in Data Science.

Professional profile

Technical ability with quantitative depth.

A focused profile for data analytics, credit risk, quantitative analytics and data science opportunities.

01 / DATA ANALYTICS

From complex data to clear insight

Experienced in querying, cleaning, validating, analysing and communicating data using a rigorous, evidence-led approach.

SQLPythonExcelPower BI
02 / MSc RESEARCH

Explainable AI for Credit Risk

Researching the balance between predictive performance, transparency, fairness, robustness and stakeholder trust in credit-risk models.

Machine LearningSHAPLIMEModel Evaluation
03 / QUANTITATIVE FOUNDATION

Mathematics, computing and scientific thinking

A multidisciplinary academic foundation that supports structured problem-solving, statistical reasoning and computational modelling.

StatisticsData ModellingResearchProblem Solving
Experience

Built in analytical environments.

More than two years of experience using data to support assurance, risk analysis, reporting and research.

2024 — Present

Data Analyst

Auditor-General South Africa

  • Develop and streamline data-driven audit and risk reports, analytical tests and management-ready visualisations.
  • Use SQL to query, join, aggregate and validate large datasets, applying CTEs, window functions and query optimisation.
  • Use Python and Excel for data cleaning, reconciliation, exploratory analysis and repeatable analytical workflows.
  • Build Power BI reporting outputs that translate complex data into clear findings for stakeholders.
  • Support data integration, transformation, quality assessment and modelling across structured information systems.
  • Apply critical thinking, statistical reasoning and professional judgement to identify patterns, exceptions and potential risk.
SQLPythonAdvanced ExcelPower BIAlteryxData QualityETL
Dec 2022 — Apr 2023

Research Intern

National Institute for Theoretical and Computational Sciences · Nelson Mandela University

  • Conducted analytical and computational research into the physics of core-collapse supernovae.
  • Developed Python-based numerical simulations using the fourth-order Runge–Kutta method.
  • Derived Sedov–Taylor solutions to model blast-wave dynamics and compared analytical results with numerical simulations.
  • Evaluated model behaviour and simulation accuracy through structured validation and scientific interpretation.
  • Collaborated with researchers and contributed to a published report documenting the methodology, simulations and findings.
PythonNumerical ModellingScientific ResearchSimulationTechnical Writing
Toolkit

Technical depth, business context.

A practical toolkit for extracting, modelling, explaining and communicating evidence.

Data & engineering

SQL · Python · Pandas · NumPy · ETL · data integration · transformation · data quality · Excel

Quantitative analytics

Statistics · hypothesis testing · regression · feature engineering · predictive modelling · EDA

Machine learning & BI

Scikit-learn · classification · cross-validation · ROC-AUC · SHAP · LIME · Power BI · Alteryx

Education

Grounded in science. Growing through research.

My foundation in mathematics, physics and computer science shapes how I approach data: rigorously, curiously and with respect for evidence.

In progress

MSc e-Science (Data Science)

University of the Witwatersrand

Research: machine-learning credit-risk models using Explainable AI methods, including SHAP and LIME.

Completed

BSc Honours in Physics

University of Johannesburg

Advanced scientific research, quantitative analysis and computational modelling.

Completed

BSc — Mathematics, Computer Science & Physics

University of Fort Hare

A multidisciplinary foundation in mathematical reasoning, scientific modelling and computing.

Open to opportunities

Let’s solve a meaningful data problem.

I’m interested in Data Analytics, Credit Risk, Quantitative Analytics and Data Science opportunities in South Africa.